I am afraid to take my car in because I have a feeling they are going to tell me my transmission needs to be rebuilt and I have NEVER EVER pulled anything with this car. I was driving and all of a sudden I heard a click in the back rear and then my car would not go past 30 mph and it will not go in reverse either. Has this ever happened to anyone or does anyone have any suggestions as to what might be wrong? My husband was recently laid off so I really can't afford to take it anywhere either but I need my car to get to work

Thanks