O.k, my husband (who is also a pain sometimes) rear ends a truck with our 2003 Honda Civic (the better of the two cars). Anyway, after crushing the front end, he continues to drive it thinking that we will just fix the car and be alright.... Right?! Wrong.... So, coming home in the dark the headlight that wasn't killed in the mishap goes out (of course). He pulls into a Ford used car dealership thinking that they might have a headlight that would work, if not I would have to come get him in our other car. So, the "help him out" and "take the car off his hands". The 2003 Civic was traded keys for keys with a 2002 Ford Focus LX. We thought it was a good deal, but we were then starting the worst nightmare I have ever been through. First, the cars EGR tube goes out not even 30 days after we bought the car. It was a fight but the dealer ate the cost of that one. Next, about 35k miles later it starts doing this; it will start just fine, get warm then try to sputter and die. It only does it while sitting at an idle, but it's still a major pain. So, since we don't have the money to throw at it at the moment we have to deal. NOW, while in drive and the car is warm the car will cycle through about 3-4 gears and then act like it's in neutral........ Trying to get a new car, but there is the problem.... Negative equity (about $2000.00, again thank you title pawn and my husband), a problem car, and a credit score of about 620, not to mention having only $500.00 in the bank that your not willing to put down for said new car....... Why me?