We happened on to this problem by just glancing at the paint. Since noticing the cracking paint we have taken it to the dealer twice for digital pictures to send to Ford to determine the cause. The paint now seems to be flying off as we drive it. Ford is saying that this occurred due to some sort of friction or bump but yet there are zero dings or scratches in this area. I will post pictures and we are in the process of contacting a Lawyer due to Ford not wanting to take ownership of this. As God as my witness I am going to unload this car and will NEVER EVER PURCHASE a FORD car ever again in my life. I will absolutely never purchase a car from Expressway Ford Dealership in Mt Vernon Indiana ever again.