Another driver ran a red light and hit a vehicle in front of me, which spun and impacted the right front corner of my truck. Impact did not seem that severe, my air bags did not deploy but both front seat belts were locked up after the accident. My damage seemed just cosmetic, grill, bumper, hood and right front fender & headlight were damaged. At repair shop, they determined that the right front frame rail was damaged and the vehicle is totaled, almost $19,000 to repair which is above Geicos-?? 75% limit. If the impact was enough to damage the frame rail, why didn-??t the air bags deploy?? I do not have an electronic copy of police report or damage assessment, only paper copy.

- Albuquerque, NM, USA